Favorite books to improve your money habits
One of the ways I was able to pay off all my debt was by relearning what I thought I knew about money and how it was supposed to be spent. It is so easy to graduate school, and especially when you are in a field such as nursing you can graduate making a decent amount. Sometimes when this happens you can find yourself spending more than you should on things that may not matter, and unless you actively seek guidance, it can be hard to change your ways. These are the books I read that added a lot of value to my journey to financial freedom.
I WILL TEACH YOU TO BE RICH Ramit Sethi
Book Overview
The groundbreaking NEW YORK TIMES and WALL STREET JOURNAL BESTSELLER that taught a generation how to earn more, save more, and live a rich life--now in a revised 2nd edition. Buy as many lattes as you want. Choose the right accounts and investments so your money grows for you--automatically. Best of all, spend guilt-free on the things you love. Personal finance expert Ramit Sethi has been called a "wealth wizard" by Forbes and the "new guru on the block" by Fortune. Now he's updated and expanded his modern money classic for a new age, delivering a simple, powerful, no-BS 6-week program that just works. I Will Teach You to Be Rich will show you: - How to crush your debt and student loans faster than you thought possible - How to set up no-fee, high-interest bank accounts that won't gouge you for every penny - How Ramit automates his finances so his money goes exactly where he wants it to--and how you can do it too - How to talk your way out of late fees (with word-for-word scripts) - How to save hundreds or even thousands per month (and still buy what you love) - A set-it-and-forget-it investment strategy that's dead simple and beats financial advisors at their own game - How to handle buying a car or a house, paying for a wedding, having kids, and other big expenses--stress free - The exact words to use to negotiate a big raise at work Plus, this 10th anniversary edition features over 80 new pages, including: - New tools - New insights on money and psychology - Amazing stories of how previous readers used the book to create their rich lives Master your money--and then get on with your life.
HAPPY POCKET FULL OF MONEY David Cameron Gikandi
Book Overview
True wealth is not about buckets of cash. True wealth is not about designer clothes. It is not about a new Mercedes. It is not about living in a palatial estate. True wealth, asserts David Gikandi, is about discovering value within yourself and value within other people. It is about a kind of conscious living that incorporates gratitude, a belief in abundance, and the experience of joy.
Based on the recent discoveries of theoretical physics and a close reading of inspirational classics of the last century, Gikandi creates a new model for the creation of personal wealth; a new model that shows readers how to create abundance by saving, giving, offering charity, and building happy relationships.
MAGIC MONEY The Money Witch
Book Overview
This fun-to-read guide to personal finance features a combination of practical advice and mystical rituals designed to help you manifest your money goals.
Using a simple seven-step system, financial coach Jessie Susannah Karnatz—aka the Money Witch—provides an easy-to-follow method to take control of your money with clarity and confidence (plus a few crystals!).
Discover how to assess your financial landscape, overcome emotional blocks to success, and create an action plan for achieving your financial desires, plus self-care rituals and confidence-boosting meditations that encourage a money-making mindset. Written with warmth and humor and brimming with expert wisdom and opulent illustrations, Money Magic makes a perfect gift for recent graduates, modern mystics, and anyone who wants to afford the life they dream of.
THE PSYCHOLOGY OF MONEY Morgan Housel
Book Overview
Doing well with money isn’t necessarily about what you know. It’s about how you behave. And behavior is hard to teach, even to really smart people.
Money―investing, personal finance, and business decisions―is typically taught as a math-based field, where data and formulas tell us exactly what to do. But in the real world people don’t make financial decisions on a spreadsheet. They make them at the dinner table, or in a meeting room, where personal history, your own unique view of the world, ego, pride, marketing, and odd incentives are scrambled together.
In The Psychology of Money, award-winning author Morgan Housel shares 19 short stories exploring the strange ways people think about money and teaches you how to make better sense of one of life’s most important topics.
ATOMIC HABITS James Clear
Book Overview
No matter your goals, Atomic Habits offers a proven framework for improving--every day. James Clear, one of the world's leading experts on habit formation, reveals practical strategies that will teach you exactly how to form good habits, break bad ones, and master the tiny behaviors that lead to remarkable results.
If you're having trouble changing your habits, the problem isn't you. The problem is your system. Bad habits repeat themselves again and again not because you don't want to change, but because you have the wrong system for change. You do not rise to the level of your goals. You fall to the level of your systems. Here, you'll get a proven system that can take you to new heights.
Clear is known for his ability to distill complex topics into simple behaviors that can be easily applied to daily life and work. Here, he draws on the most proven ideas from biology, psychology, and neuroscience to create an easy-to-understand guide for making good habits inevitable and bad habits impossible. Along the way, readers will be inspired and entertained with true stories from Olympic gold medalists, award-winning artists, business leaders, life-saving physicians, and star comedians who have used the science of small habits to master their craft and vault to the top of their field.
SECRETS OF THE MILLIONAIRE MIND T Harv Eker
Book Overview
Have you ever wondered why some people seem to get rich easily, while others are destined for a life of financial struggle? Is the difference found in their education, intelligence, skills, timing, work habits, contacts, luck, or their choice of jobs, businesses, or investments?
The shocking answer is: None of the above!
In his groundbreaking Secrets of the Millionaire Mind, T. Harv Eker states: "Give me five minutes, and I can predict your financial future for the rest of your life!" Eker does this by identifying your "money and success blueprint." We all have a personal money blueprint ingrained in our subconscious minds, and it is this blueprint, more than anything, that will determine our financial lives. You can know everything about marketing, sales, negotiations, stocks, real estate, and the world of finance, but if your money blueprint is not set for a high level of success, you will never have a lot of money—and if somehow you do, you will most likely lose it! The good news is that now you can actually reset your money blueprint to create natural and automatic success.
Secrets of the Millionaire Mind is two books in one. Part I explains how your money blueprint works. Through Eker's rare combination of street smarts, humor, and heart, you will learn how your childhood influences have shaped your financial destiny. You will also learn how to identify your own money blueprint and "revise" it to not only create success but, more important, to keep and continually grow it.
In Part II you will be introduced to seventeen "Wealth Files," which describe exactly how rich people think and act differently than most poor and middle-class people. Each Wealth File includes action steps for you to practice in the real world in order to dramatically increase your income and accumulate wealth.
If you are not doing as well financially as you would like, you will have to change your money blueprint. Unfortunately your current money blueprint will tend to stay with you for the rest of your life, unless you identify and revise it, and that's exactly what you will do with the help of this extraordinary book. According to T. Harv Eker, it's simple. If you think like rich people think and do what rich people do, chances are you'll get rich too!
THE LATTE FACTOR David Bach
Book Overview
In this compelling, heartwarming parable, Bach and his bestselling coauthor John David Mann (The Go-Giver) tell the story of Zoey, a twenty-something woman living and working in New York City. Like many young professionals, Zoey is struggling to make ends meet under a growing burden of credit card and student loan debt, working crazy hours at her dream job but still not earning enough to provide a comfortable financial cushion. At her boss’s suggestion, she makes friends with Henry, the elderly barista at her favorite Brooklyn coffee shop.
Henry soon reveals his “Three Secrets to Financial Freedom,” ideas Zoey dismisses at first but whose true power she ultimately comes to appreciate. Over the course of a single week, Zoey discovers that she already earns enough to secure her financial future and realize her truest dreams—all she has to do is make a few easy shifts in her everyday routine.
The Latte Factor demystifies the secrets to achieving financial freedom, inspiring you to realize that it’s never too late to reach for your dreams. By following the simple, proven path that Henry shows Zoey, anyone can make small changes today that will have big impact for a lifetime, proving once again that “David Bach is the financial expert to listen to when you’re intimidated by your finances” (Tony Robbins, #1 New York Times bestselling author of Money: Master the Game).